How are you going to pay off your Montana Mortgage?

Keep making payments until you’re old and broke.

Or worse yet, keep making payments when you are old and broke. Sounds like a gas, right? It’s not. It’s tough business. As we get older and the fixed income kicks in, it gets tough to continue to make the payments on the home. But it’s either make the payments, move out, or get creative. This brings up another point – who are we paying off the house for? The estate? Sure, the kids, grandkids, etc. would love a little something, but do they really want to see your quality of life decline so that they can get – and maybe pay tax on – your house. No.