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	<title>Reverse Mortgage &#124; Reverse Mortgages Information, Rates &#187; reverse mortgage</title>
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	<link>http://www.reversemortgagepage.com</link>
	<description>Reverse Mortgage Information and Lender Directory</description>
	<lastBuildDate>Mon, 29 Aug 2011 07:07:09 +0000</lastBuildDate>
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		<title>Reverse Mortgage Basics: Explaining Reverse Mortgage Loans</title>
		<link>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-basics-explaining-reverse-mortgage-loans/</link>
		<comments>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-basics-explaining-reverse-mortgage-loans/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 23:12:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage basics]]></category>
		<category><![CDATA[reverse mortgage pros and cons]]></category>
		<category><![CDATA[reverse mortgages explained]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1319</guid>
		<description><![CDATA[Reverse Mortgage 101: Taking the mystery out of reverse mortgage loans
What is a reverse mortgage?
In a study conducted by the AARP in 2006, 93 percent of reverse mortgage borrowers said their loan had a mostly positive effect on their lives. Three percent said the effect was mostly negative. But what are these reverse mortgages, in [...]]]></description>
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		<title>Reverse Mortgage Qualification Hurdles</title>
		<link>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-qualification-hurdles/</link>
		<comments>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-qualification-hurdles/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 22:31:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[bankruptcy]]></category>
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		<category><![CDATA[HECM]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage approval]]></category>
		<category><![CDATA[reverse mortgage loan]]></category>
		<category><![CDATA[reverse mortgage qualification]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1317</guid>
		<description><![CDATA[It is fairly easy to qualify for a reverse mortgage, but be aware of hurdles that can pop up in the approval process
One of the great things about reverse mortgages is that seniors don’t need income or high credit scores to qualify. However, there are possible issues like those discussed below that homeowners may want [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>After a Reverse Mortgage Borrower Passes Away</title>
		<link>http://www.reversemortgagepage.com/2011/08/after-a-reverse-mortgage-borrower-passes-away/</link>
		<comments>http://www.reversemortgagepage.com/2011/08/after-a-reverse-mortgage-borrower-passes-away/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 22:20:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[death]]></category>
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		<category><![CDATA[HUD]]></category>
		<category><![CDATA[non recourse loans]]></category>
		<category><![CDATA[passes away]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage borrower]]></category>
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		<category><![CDATA[reverse mortgage dies]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1315</guid>
		<description><![CDATA[What happens to a reverse mortgage and the home after the borrowers pass away?
Reverse mortgages can be confusing because they are so unique. First off, repayment during the life of the borrowers is never a requirement. Seniors can and occasionally do choose to make payments towards the principal and interest during their lifetimes, but this [...]]]></description>
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		<title>Reverse Mortgage Occupancy Requirements Explained</title>
		<link>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-occupancy-requirements-explained/</link>
		<comments>http://www.reversemortgagepage.com/2011/08/reverse-mortgage-occupancy-requirements-explained/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 00:35:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[HECM Reverse Mortgage]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[Reverse mortgage illness]]></category>
		<category><![CDATA[reverse mortgage occupancy]]></category>
		<category><![CDATA[reverse mortgage principal residence]]></category>
		<category><![CDATA[reverse mortgage requirements]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1312</guid>
		<description><![CDATA[One of the qualifications for a Home Equity Conversion Mortgage (HECM) (the most common type of reverse mortgage in the U.S.) is that the borrower(s) live in the home as their primary residence for the life of the reverse mortgage loan. It is clear then, that seniors cannot carry a reverse mortgage on rental property [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adjustable and Fixed Rate Reverse Mortgages: What Seniors Should Know</title>
		<link>http://www.reversemortgagepage.com/2011/08/adjustable-and-fixed-rate-reverse-mortgages-what-seniors-should-know/</link>
		<comments>http://www.reversemortgagepage.com/2011/08/adjustable-and-fixed-rate-reverse-mortgages-what-seniors-should-know/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 00:34:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[adjustable rate]]></category>
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		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1310</guid>
		<description><![CDATA[When taking out conventional (or Forward) home loans, people generally view fixed interest rates as being safer than adjustable rates because fixed rates provide certainty. However, in the world of reverse mortgages, the considerations are different and adjustable and fixed rate plans each have their pros and cons. Unlike with conventional adjustable rate home loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>HUD Says Reverse Mortgage Heirs Will Not Pay More Than The Home Value To Purchase House</title>
		<link>http://www.reversemortgagepage.com/2011/07/hud-says-reverse-mortgage-heirs-will-not-pay-more-than-the-home-value-to-purchase-house/</link>
		<comments>http://www.reversemortgagepage.com/2011/07/hud-says-reverse-mortgage-heirs-will-not-pay-more-than-the-home-value-to-purchase-house/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 04:05:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[95% Appraised Value]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[AARP Lawsuit]]></category>
		<category><![CDATA[FAQs]]></category>
		<category><![CDATA[HECM Reverse Mortgage]]></category>
		<category><![CDATA[heirs]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[Reverse Mortgage Purchase]]></category>
		<category><![CDATA[Underwater Homes]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1305</guid>
		<description><![CDATA[HUD says heirs wishing to purchase home under reverse mortgage will not pay more than home value even if loan amount was greater
The Department of Housing and Urban Development (HUD) released FAQs this week stating that heirs who purchase property carrying a HECM reverse mortgage after the borrower has left the home or passed away [...]]]></description>
		<wfw:commentRss>http://www.reversemortgagepage.com/2011/07/hud-says-reverse-mortgage-heirs-will-not-pay-more-than-the-home-value-to-purchase-house/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Savvy Seniors Set Up Reverse Mortgages To Avoid Problems Down The Road</title>
		<link>http://www.reversemortgagepage.com/2011/07/how-savvy-seniors-set-up-reverse-mortgages-to-avoid-problems-down-the-road/</link>
		<comments>http://www.reversemortgagepage.com/2011/07/how-savvy-seniors-set-up-reverse-mortgages-to-avoid-problems-down-the-road/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 03:58:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[AARP]]></category>
		<category><![CDATA[financial tool]]></category>
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		<category><![CDATA[home equity]]></category>
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		<category><![CDATA[insurance]]></category>
		<category><![CDATA[MIP]]></category>
		<category><![CDATA[mortgage insurance premium]]></category>
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		<category><![CDATA[Reverse Mortgage Tips]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1303</guid>
		<description><![CDATA[One of the biggest criticisms of reverse mortgages is that they are difficult to understand, including for some seniors who make up the pool of eligible recipients of such loans. However, reverse mortgages can be great financial tools for seniors desperately in need of income whose only assets are the equity in their homes. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding when and how a Reverse Mortgage Loan is repaid</title>
		<link>http://www.reversemortgagepage.com/2011/07/understanding-when-and-how-a-reverse-mortgage-loan-is-repaid/</link>
		<comments>http://www.reversemortgagepage.com/2011/07/understanding-when-and-how-a-reverse-mortgage-loan-is-repaid/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 00:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[borrower]]></category>
		<category><![CDATA[FHA mortgage insurance]]></category>
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		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage loan]]></category>
		<category><![CDATA[reverse mortgage repayment]]></category>
		<category><![CDATA[senior]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1301</guid>
		<description><![CDATA[Reverse mortgages can be intimidating because they are structured very differently from conventional home loans. Most are Home Equity Conversion Mortgages (HECMs) insured by the FHA. A HECM borrower receives loan proceeds but does not have to repay the loan as long as the home is the borrower&#8217;s principal residence and the obligations of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Scams and Tips to Avoid Them</title>
		<link>http://www.reversemortgagepage.com/2011/07/reverse-mortgage-scams-and-tips-to-avoid-them/</link>
		<comments>http://www.reversemortgagepage.com/2011/07/reverse-mortgage-scams-and-tips-to-avoid-them/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 20:55:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[equity]]></category>
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		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage pitfalls]]></category>
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		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1298</guid>
		<description><![CDATA[Occasionally, mortgage fraud makes big news. Recently, three reverse mortgage professionals in Florida conspired with a title agent in Pittsburgh to defraud senior citizens and left some of these seniors facing foreclosures. Seniors were encouraged to apply for reverse mortgage loans, the loan officers had the homes appraised and then inflated the properties&#8217; values so [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HECM Purchase: Seniors Save Money by Getting a Smaller Home and a Reverse Mortgage in One Transaction</title>
		<link>http://www.reversemortgagepage.com/2011/07/hecm-purchase-seniors-save-money-by-getting-a-smaller-home-and-a-reverse-mortgage-in-one-transaction/</link>
		<comments>http://www.reversemortgagepage.com/2011/07/hecm-purchase-seniors-save-money-by-getting-a-smaller-home-and-a-reverse-mortgage-in-one-transaction/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 20:31:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[More Information]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HECM Purchase]]></category>
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		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage purchase loan]]></category>
		<category><![CDATA[reverse mortgege]]></category>

		<guid isPermaLink="false">http://www.reversemortgagepage.com/?p=1293</guid>
		<description><![CDATA[Cash-strapped seniors may have several options for generating more income to meet financial needs. For example, they may be able to save money by moving into smaller, more affordable homes or they may be able to generate more cash by tapping into the equity they already have in their homes by taking out reverse mortgages. [...]]]></description>
		<wfw:commentRss>http://www.reversemortgagepage.com/2011/07/hecm-purchase-seniors-save-money-by-getting-a-smaller-home-and-a-reverse-mortgage-in-one-transaction/feed/</wfw:commentRss>
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